Debt

For months now, Blinn has been wanting to get on the "Dave Ramsey Bandwagon" as I like to call it and really figure out our debts and create a plan to eliminate them. I'm all about getting out of debt. I'm willing to have my husband lead me in this area of life. And yes, I want to be on the same page with him... but for some reason I've fought it until now. 2011 is the year we will get of our debt. We won't be totally in the clear, but this year is the year we finally take control instead of being controlled and do something about this mess!


There's some school loans, the car payment, our mortgage, some old credit cards, and the ever-lovin stack of medical bills. We are now living paycheck to paycheck more than we ever have and some months, things look pretty grim in our bank account. One thing that my boy consistently repeats to me though is "Our needs are taken care of." and while it might not always seem like it, I do realize that's true.


I have a roof over my head. I have more than enough clothes to cover my back. My fridge and cupboards are full of healthy foods to choose from. I have a washer and dryer that works. Our car runs. We have health insurance. My husband has a job. I am educated and can make smart decisions for myself and my family. I have friends and family who love me and care for me. I have a beautiful man and baby girl to do live my life with. I am rich.


Why then, do I let money (or lack thereof) affect my mood so easily? I have a lot to learn and even more to let go.


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March 2nd update: The check has cleared and now Blinn's school loans are completely paid off! Hollaaaaa! AND the bills Zachari Jane racked up simply by entering this world have been reduced by 65%! We still have a long road ahead, but these two things help a lot. You're right, my love, our needs are being taken care of.